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What’s a credit risk rule?
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Within Lendsqr, credit risk rules defines the set of rules that implement a lender’s Risk Acceptance Criteria. The Oraculi engine, Lendsqr’s credit risk rule engine (named after the Latin word for “oracle”), powers these models.
A typical credit risk rule includes the following components:
Decision settings – Configure which modules to apply in a credit risk rule.
Offer settings – Determine what loan offer to present to a borrower who passes the risk assessment.
Modules – Contain individual rules or settings applied within the decision settings.
To access Decision Settings in Lendsqr, log in and navigate to Credit Risk Rules under the Product Management section.
