FAQs on the Developer APIs

Answers to common questions about the Developer APIs. If you don’t find what you’re looking for here, email [email protected].

Do I need a separate account to use the Developer APIs?

No. The Developer APIs are built directly into your Lendsqr admin console under Developer in the sidebar. If you already have a Lendsqr account, you already have access; there is no separate site to sign up for.

Is there a cost to testing the APIs?

No. Test mode calls return dummy data at no cost, so you can explore every service before going live. See Test and Live mode.

What do I need to do to switch to Live mode?

Submit your KYC documentation and have it approved. Once approved, you can toggle from Test to Live mode on your app. Your API keys and base URLs stay the same in both modes.

How am I charged for Live mode API calls?

You’re only charged for successful (HTTP 200) responses: a no-hit-no-charge policy. Failed or error responses aren’t billed. See How pricing and billing works.

What authentication does the API use?

Bearer Authentication over HTTPS. You include your app’s API key as a Bearer token in the Authorization header of every request. See Authentication.

My API key may have been exposed. What should I do?

Reset it immediately from Developer > Apps in your admin console. See Resetting an app’s API key. Never share your API key or commit it to a public repository.

Do I need explicit consent from users before accessing their data through the API?

Yes. Nigerian data privacy law requires clear, explicit consent from users before their information is accessed through these APIs. You’re fully liable for any breach of this requirement, and you must be licensed as a lender (or otherwise legally entitled) to use services that touch borrower data.

Can I test the APIs in Postman?

Yes. Set your app’s API key as a Bearer token and call any endpoint directly; there’s no separate collection to import. See Using Postman to call the API.

Who do I contact for help?

Email [email protected] for API and integration support. If you already lend on Lendsqr, you can also reach out to your account manager at [email protected].