Who is a borrower?

Introduction

A borrower is an individual or a business that receives money from a lender with the agreement to repay it under specific terms. These terms often include the loan amount, interest rate, repayment schedule, and any applicable fees.

For example, a small business may take a loan from a digital lender to finance equipment. The business becomes a borrower once it accepts the loan offer, agrees to the terms, and receives the funds. Repayment then follows the agreed timeline until the debt is cleared.

Understanding who a borrower is helps lenders assess risk, assign loan products correctly, and maintain responsible lending practices.

You can find your borrowers on the Customers section under Customer Management

Customers page under Customer Management on the admin console.

Read further: How to spot and block fraudulent borrowers

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