The disbursement dashboard has tabs summarizing actions on Nuntius, including Ledger Balance, Customer Balance, and more.
Ledger balance on your disbursement dashboard
This is the total amount currently in your disbursement account. However, if this amount is less than the total amount in your “Customer Balance”, then there is a risk that some customers would not be able to withdraw their money with you.
Available balance on your disbursement dashboard
This is the total money in your disbursement account available for loans. However, a lower value than the “Ledger Balance” may indicate pending unconfirmed withdrawals.
Customer balance
This is the total money in your customers’ wallets from their transfers or loans you disbursed. Furthermore, it is the total amount owed to customers, which must match or be less than your disbursement account’s available balance.
Differential balance
In fact, if this value becomes negative, it indicates customers have more funds available for withdrawal than your “Available Balance.” As a result, there is a risk you may not be able to finance all pending customer withdrawals.
Also read: 4 alternative lending channels to reach underserved borrowers