Every new Lendsqr account comes with a sample decision model good for most basic retail lending. However, to meet a lender’s peculiar requirement, a new decision model can be created.

There are two ways to create a new decision model:

1. Clone the existing model and then fine-tune it
2. Create a new one entirely from scratch

As Lendsqr decision models are very powerful with over a 100 parameters, the most efficient approach would be to clone the existing model and make changes.